Kris Dovbniak • Chef & Recipe Developer

There are lots of finance experts out there that will tell you exactly how much you should spend on groceries. These numbers might line up with your family’s needs- but they might not. So how do we create a grocery budget that works for your unique family’s needs? In today’s episode, I’m sharing how to create a realistic grocery budget for your family- so you can eat well, and spend less. 

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Notes:

1. When you’re creating a realistic grocery budget, start with know what you’re spending NOW. 
2. Your budget depends on 4 main factors:
   • Your family size 
   • Where you live 
   • How much you have to spend (your overall finances)
   • How you eat
3. Start with 10-15% of your income (if your income is $6,000 this is $600-900/month, or $150-$225 per week). Consider this against the four factors (is this enough for your family size, where you live, your overall finances- debts, financial goals) and do you need to (or want to) increase it based on how you want to eat?
4. Compare this to the national averages for a starting point (note these numbers are for the US only).
   • USDA Food Reports
   • Mint Intuit Food Budget Calculator
5. Put it into action:
   1. Ask- HOW do you want to spend your money? Do you want to do a monthly stock-up of some sort? What’s left over? 
   2. Price out your weekly staples and see what you have left– is this realistic?? 

I teach exactly how to do all of this (and stick to it!) in Healthy Mama on a Budget.

You’ll know you hit your sweet spot when you’re buying the foods you want for meals you enjoy AND it doesn’t feel like a strain.

LINKS MENTIONED:

• USDA Food Reports
• Mint Intuit Food Budget Calculator
• The Budget Kitchen Guide + Recipe Book Series

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